:root{--ink:#0F2A4A;--ink2:#3B5170;--muted:#6B7C93;--line:#E3E8EF;--bg:#FFFFFF;--soft:#F5F8FB;--accent:#1F9AA3;--accent2:#3FC1C9}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.65 Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif}
a{color:var(--accent)}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
header{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:5}
.nav{display:flex;align-items:center;justify-content:space-between;height:64px;gap:16px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:800;letter-spacing:.04em}
.brand svg{width:34px;height:34px}
.nav nav{display:flex;gap:18px;flex-wrap:wrap;font-size:15px}
.nav nav a{color:var(--ink2);text-decoration:none}
.nav nav a:hover{color:var(--accent)}
.hero{background:linear-gradient(160deg,#0F2A4A 0%,#173E66 60%,#1F5A7E 100%);color:#fff;padding:72px 0 64px}
.hero h1{font-size:40px;line-height:1.15;margin:0 0 14px;max-width:760px}
.hero p{font-size:18px;color:#D6E4F2;max-width:680px;margin:0 0 26px}
.btn{display:inline-block;background:var(--accent2);color:#0F2A4A;font-weight:700;padding:12px 22px;border-radius:10px;text-decoration:none}
.btn.ghost{background:transparent;color:#fff;border:1px solid #7FA6C9;margin-left:8px}
section{padding:56px 0}
section.soft{background:var(--soft)}
h2{font-size:28px;margin:0 0 8px}
.lead{color:var(--ink2);max-width:760px;margin:0 0 28px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px}
.card h3{margin:0 0 6px;font-size:18px}
.card p{margin:0;color:var(--ink2);font-size:15px}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.step{border-top:3px solid var(--accent2);padding-top:12px}
.step b{display:block;margin-bottom:4px}
.step::before{counter-increment:s;content:"0" counter(s);color:var(--accent);font-weight:800;font-size:14px}
table.req{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden}
table.req td{padding:12px 16px;border-bottom:1px solid var(--line);vertical-align:top}
table.req td:first-child{color:var(--muted);width:38%}
table.req tr:last-child td{border-bottom:0}
.contact{display:grid;grid-template-columns:1fr 1fr;gap:18px}
footer{border-top:1px solid var(--line);padding:26px 0;color:var(--muted);font-size:14px}
footer .wrap{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
footer a{color:var(--muted)}
.doc{max-width:780px;padding:48px 20px 64px;margin:0 auto}
.doc h1{font-size:32px;margin:0 0 4px}
.doc h2{font-size:20px;margin:28px 0 8px}
.doc p,.doc li{color:var(--ink2)}
.muted{color:var(--muted);font-size:14px}
@media (max-width:860px){.grid{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.hero{padding:52px 0 44px}.hero h1{font-size:30px}.grid,.steps,.contact{grid-template-columns:1fr}.nav nav{gap:12px;font-size:14px}.btn.ghost{margin:10px 0 0}section{padding:44px 0}table.req td{display:block;width:auto;border:0;padding:4px 16px}table.req td:first-child{padding-top:12px}table.req tr{display:block;border-bottom:1px solid var(--line);padding-bottom:10px}}
